"Chris helped me draft the perfected grounds for appeal and the skeleton argument. All were submitted."
— Regine from Wembley
A disqualification letter from the Insolvency Service is serious. Ignore it, and a disqualification order follows. Respond without care, and you risk signing an undertaking longer than the case warrants. This is a matter where drafting discipline changes outcomes materially.
The economics of 2026: Elite insolvency advice has historically been the province of Insolvency Practitioners billing £400–£700 per hour. Chris gives directors, company secretaries, and individual debtors the drafting capacity to work alongside an IP (or replace some of their work entirely) — redrafted to Queen’s English perfect, no per-minute charge.
Pounds singular, not thousands multiplied. Elite whoever drafts.
The statutory framework
Company Directors Disqualification Act 1986:
- s.2 — disqualification on conviction of indictable offence connected with the company
- s.3 — persistent breaches of company legislation (filing failures)
- s.4 — fraud in winding up
- s.6 — disqualification of unfit directors of insolvent companies (the main route — also covers “conduct unfit” following insolvency)
- s.8 — unfitness following investigation
- s.9A — competition undertakings
The “unfit conduct” test under s.6
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Court considers the matters in Schedule 1 CDDA 1986:
- Breach of duty to creditors
- Misapplication of property
- Fraudulent or wrongful trading
- Transactions at undervalue or preferences
- Failure to keep accounting records
- Failure to file accounts or returns
- Breach of fiduciary or other duty
- Extent of director’s responsibility for the conduct
The process
- Insolvency Service investigates following insolvency report
- Section 16 letter — notice of intention to commence proceedings
- 10 business days to make representations
- Further correspondence and negotiation
- Undertaking offered or court proceedings commenced
- If proceedings — Particulars of Claim, defence, witness statements, trial
- Court makes disqualification order (2–15 years) or dismisses
Let Chris draft this for you
Upload your accounts, correspondence, any insolvency paperwork. Chris produces documents to the standard the Insolvency Service, Companies House, or court expects. Redraft as many times as you need — no per-draft charge.
The Section 16 letter — the critical moment
This is the gateway. Properly responded to, you may:
- Persuade the Insolvency Service not to proceed
- Reduce the period offered on undertaking
- Narrow the allegations before they become public pleadings
Responses drafted without care miss mitigation opportunities and lock you into worse terms.
Mitigation — what helps
- Prompt action to reduce losses
- Seeking professional advice when insolvency emerged
- Cooperation with the liquidator
- Personal financial loss on the company’s failure
- Remedial steps taken
- First-time issue, otherwise clean record
Defences
Contest the factual allegations. Argue that the conduct complained of did not occur, was not the applicant’s responsibility, was commercially reasonable at the time, or falls short of unfitness. The statutory test requires unfitness — not mere error.
Can Chris draft the defence or representations?
Yes. Upload the Section 16 letter, insolvency report, your emails and correspondence, accounts, board minutes. Chris drafts:
- Section 16 response with evidence-anchored rebuttal of each allegation
- Mitigation submission
- Witness statement with statement of truth
- Draft defence if proceedings issued
- Skeleton argument for hearing
Hybrid £1,000 is the right tier — disqualification proceedings are high-stakes and qualified-reviewer sign-off adds meaningful assurance.
Prepare to win. Plan not to fail.
Director disqualification outcomes are drafted outcomes. Draft to the top of your case.
Elite drafting, whoever drafts.
Chris puts the capability of the top insolvency chambers in the hands of directors, secretaries, and individual debtors. Refund before we file a document that isn’t ready.
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