Consumer & Refunds

Free, plain-English guides to getting a refund, repair or replacement when a purchase goes wrong in England and Wales. Whether it’s faulty goods, a poor service, a dodgy car repair or a problem with an estate agent, these guides show you exactly what to write and where to send it — and how to escalate if a trader says no. Start with a Consumer Rights Act 2015 refund letter, reach formal deadlock with a trader, or use a Section 75 claim to your credit card provider to get your money back. If your dispute is with a garage, an estate or letting agent, or your broadband provider, the free ombudsman schemes covered here — the Motor Ombudsman, the Property Ombudsman and the Communications Ombudsman — can look at your complaint at no cost once you have reached deadlock. And if the trader still won’t pay, our step-by-step Money Claim Online walkthrough shows you how to take your claim to the small claims court yourself. Every guide is free to read — and when you’re ready, Chris can help you draft your own documents to a professional standard, in minutes.

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Contains public sector information licensed under the Open Government Licence v3.0. Crown copyright forms and guidance are reproduced under that licence.